In Canada, every employee and employer pay into a fund that employees can use if they become unemployed, go on maternity leave, or are taking an apprenticeship program. Also, both the employer and the employee pay into their Canada Pension Fund.

HELP THE UNEMPLOYED In Canada, every employee and employer pay into a fund that employees can use if they become unemployed, go on maternity leave, or are taking an apprenticeship program and need to attend a learning institute. Once their personal fund is depleted, they would then go on welfare if necessary. At all times the unemployed must prove that they are actively looking for work. Canada also deducts from both the employer and the employee that goes into a fund called Canada Pension – therefore there is no means test when an employee retires – they are simply receiving money from their own Canada Pension fund. If they wish, they can also pay into a superannuation fund to top up any payments they might receive from their pension fund.